7 ways to make money without working

Jun 28, 2024 5 min read
7 ways to make money without working

Does it sometimes feel that, no matter how hard you work, you’re just unable to get ahead?

Are you worried that literally, your only other option will be taking on more work?

If so, you’re in luck. Today, we’re going to discuss how to make money without working, which is actually a lot easier to do than you probably think.

7 ways to make money without working

In fact, it’s so easy to make money without working that you actually have seven different methods from which to choose. Most of you will probably recognize more than one you can start using right away to bring that bank account back to life.

1. Sell what you’re not using

If you don’t know how to make money without working, this is probably the best place to start.

All you have to do is take a lap through your home and look for all the things you simply don’t use anymore. Then, you just sell your stuff on sites like eBay and Craigslist.

If you need money right away, it’s probably best to choose the latter as you’ll only receive interest from people in your area who can respond within a day or two of your listing. However, if you want more money, go with eBay to increase your reach. Just make sure you factor in their charges.

2. Buy local, sell national

If you’re brutally honest with yourself, you probably have a lot of stuff you can sell on these sites to make money without working.

Still, eventually, you’re going to run out of things to sell.

That’s when you can just buy more things to sell.

Sure, this takes an initial investment, but you should have some money left over from emptying your home of all its superfluous objects.

It also doesn’t take a fortune to begin.

One very popular way of doing this is with a concept known as retail arbitrage. This refers to buying items locally and then selling them elsewhere at a higher price.

For example, where you live, certain products may simply cost less, so you can buy them and make a profit by selling them to people in other areas of the country where they cost more.

This has become an extremely common practice thanks to Amazon FBA. You can even use the Amazon Seller App to scan products you find in stores first to see how much you stand to make on each one.

3. Use cash-back services

Cash-back services like Rakuten will actually pay you for your purchases. Every quarter, the company will send you a check based on what you bought.

They also offer special deals on specific types of spending.

For example, you can get double cash back for all of your wedding-related purchases. Other daily deals are offered, as well, on things like health-related products or even specific to different brands like Levi’s and Kay Jewelers.

4. Find a credit card with a rewards program

Speaking of spending money for rewards, credit cards can be great for this. There are countless credit card reward programs to choose from, too.

Yet, most people aren’t taking full advantage of this opportunity because they’re not picking their cards based on their most common purchases.

For example, if you fly a lot, you should definitely use a credit card that offers free airline miles. This could save you an absolute fortune every single year.

Switching cards could also net you a significant sign-up bonus, too, which equates to more free money. Just take your time considering all of your options. You don’t want to take out more credit cards than you’re going to use and you really don’t want to begin using credit cards on things you don’t actually need.

That said, earning free rewards that will replace spending and securing a bonus payment is an easy way to make money without working.

5. House sit for people

Of course, it doesn’t get much easier than just sitting around all day. This is basically all you need to do to house-sit for people.

Now, to be clear, you won’t actually make money as a house-sitter through the list of sites we’re about to provide. Instead, someone will let you stay in their house for free, provided you keep an eye on it and, in some cases, take care of their pets while they’re away.

The reason we’re including this option on our list of ways to make money without working is because housing costs are the biggest expense for the vast majority of Americans.

So, if your lease is coming up, why not save some money by living in someone else’s house for a month or two and pocket the massive savings?

Here are five companies that will help you get started:

  • House Sitters America
  • Housecarers.com
  • Luxury House Sitting
  • Mind My House
  • Nomador

6. Offer your opinion

Believe it or not, it can get even easier than sitting inside someone’s home and enjoying free rent. You could actually take advantage of this next option at the same time if you wanted to.

That’s because sites like InspiredOpinions will pay you for your feedback about all kinds of different products and services related to food, technology, healthcare, and much more.

Companies hire InspiredOpinions because they need feedback about their products, services, and marketing. Your opinion is valuable, so much so that they’ll actually pay you for it.

All you need is a phone or a computer with Internet connection. You can take these surveys whenever it’s convenient.

7. Rent your car out with HyreCar

Arguably, it actually gets even easier. If you own a car, you probably know you can drive for companies like Uber and Lyft.

However, while those jobs are relatively simple and can pay well, they don’t allow you to make money without working.

That’s where HyreCar comes in.

The service is simple:

  • You sign up and upload a profile of your vehicle
  • Local drivers book your vehicle to drive for Uber or Lyft
  • When their rental period is over, they return your car

Then, the best part: you get paid.

Even if you almost always need your vehicle, what about vacations? If you’re not going to be in town, use your car to help pay for your trip by renting it to someone else.

Don’t own a car?

Don’t worry.

You can take out a loan to buy one and then immediately begin renting it out. You could even earn enough to make your monthly loan payments, so you essentially get a car for free. Once the loan is paid off, keep profiting from it by letting others use it to drive for those two companies.

Start making more money every week

Each of us has 186 hours every week.

If you sleep 8 hours a night, that leaves you with 130.

If you already work 40 hours a week, you’re down to 90.

If your commute totals another hour a day, you’re down to 85.

That’s still A LOT of time.

Even if you took on a part-time job, you’d have 65 hours, more than 9 a day, for everything else you want to do in a given week.

That’s more than enough time to use at least one of the ideas we’ve covered above to begin making more money, without actually working. Whether you want to pay down debt, set aside money for retirement, or just save up for something nice, these seven methods are proven to work.