If you’re a Dasher, the good news is that DoorDash has your back with its exclusive offering: The DasherDirect Card. Once you understand all its benefits and features, it’s easy to see why this card can be an essential tool for Dashers everywhere.
So, don’t get left behind by not using this card; there are massive costs and convenience savings that you could be missing out on. In this article, we will provide comprehensive information about the DasherDirect Card so that all your questions can be answered—from how to get it to its many benefits.
What Is DasherDirect?
The DasherDirect card is a reloadable business prepaid Visa card and mobile banking app provided by Stride Bank that can be used to receive your earnings from DoorDash. It’s a convenient way to get paid and free to sign up for.
DoorDash started implementing the Dasher Direct card in 2020, but it was only available to a limited number of people. In February 2021, though, the DasherDirect card was rolled out across America, and now it’s open to all US Dashers.
In contrast to being paid into your bank account, which can take two days to reach you, If you choose to load your earnings onto your DasherDirect card, you’ll be able to use them right away—no waiting necessary. And there are no fees associated with using your DasherDirect card.
How Does the DasherDirect Card Work?
The DasherDirect Card provides the same protection and convenience as a bank account. All your money is held in an FDIC-insured bank, and you can use it anywhere Visa cards are accepted.
And DoorDash payments are sent directly to your preloaded card for instant access; no need to wait days to get paid. It’s also a much better alternative to having to use their fee-driven Fast Cash Out option.
Where Can You Use the DasherDirect Card?
Now you know what the DasherDirect prepaid card is and how it works, the logical next question would be where you can use it. The answer is simple: anywhere. As the Dasher Direct card is a prepaid Visa card, you can use it at any merchant displaying the Visa symbol. This includes retail stores, restaurants, grocery stores, and for making online purchases.
You can also withdraw your DoorDash earnings at over 20,000 no-fee ATMs across the United States.
Not forgetting that you can use the card to transfer money into your bank account, pay bills, or set up direct debits.
Who Is Eligible for a Dasher Direct Card?
This card is available to all Dashers in the US who are 18 years of age or older and have a valid Social Security Number. If you are an existing DoorDash driver, really, there’s no excuse for not signing up for it with the perks it offers and the low barrier to qualification.
If you are contemplating joining the gig economy and DoorDash is on your radar, as soon as you are approved to become a Dasher, you should sign up for the DasherDirect program and start receiving your earnings this way as soon as possible.
Applying for the Dasher Direct Card
If you meet the eligibility requirements above, applying for the Dasher Direct card is super straightforward. To apply, head over to your Dasher App and the ‘Earnings’ tab. You’ll find the ‘DasherDirect Card’ option under Other payment options.
Follow the instructions and fill out all the necessary information to complete your application and get your card in the mail. You’ll be required to input your full name, address, and SSN. Typically, you’ll get instant approval.
One thing to double-check before you apply is that the shipping address you have registered in the Dasher app is up to date, as this is where your card will be sent. The last thing you want is for your card to be sent to the wrong address.
Download the DasherDirect by Payfare App
The DasherDirect app is a separate app that’s powered by Payfare. You can download it free from the App Store or Play Store, depending on your device.
Once you have completed your application, you’ll receive a temporary virtual card which you can use until your physical card arrives. With your virtual card, you can make secure online payments for purchases, pay bills, set up transfers and complete any other transactions that don’t involve swiping or inserting a physical card.
Your physical DasherDirect card should be with you in two to three weeks once it arrives; all that remains is to activate it in the app and set a PIN.
Now after every Dash, your earnings will be added almost automatically to your account, and you’ll get any tips received within 24 hours.
Benefits of the DasherDirect Prepaid Debit Card
With the DasherDirect Card, you can unlock a world of advantages. Here are just some of the perks that make it worth your while:
Cash back on gas purchases – With DasherDirect, you can easily fuel up whenever your tank needs refilling. But that’s not all – it also rewards you with 2% cash back. This small reward may not seem like much at first glance, yet with time, this soon adds up, and visits to the gas station become much more rewarding.
No fees – Using this card doesn’t cost you a cent; there are no monthly fees or transaction charges. There is no need to look out for extra costs, unlike other bank accounts, and there are no overdraft fees or hidden charges.
Flexibility – With the mobile banking app, you can easily manage your finances without having to make regular trips to a branch or ATM. You can check your balance, pay bills, transfer funds, and set up direct debits, all at the touch of a button.
Security – Because all the money on the DasherDirect card is FDIC-insured, you don’t need to worry about security or protecting your funds. Your money is safe and secure no matter what.
Cashback rewards – Not only can you save money on your gas purchase, but you also reap the benefits of cashback rewards from several retailers and restaurants. When you use your card to make purchases at select stores such as Costco, Shake Shake, and Adidas, you can earn cash back on eligible purchases.
Signing up for the Dasher Direct card is a no-brainer decision; I mean, who wouldn’t want to take advantage of all its fantastic benefits? No fees, 2% cash back on gas, instant payments to your account, and a card you can use almost anywhere – it doesn’t get much better.
Seasoned Dasher or just getting started on the platform, the Dasher Direct Card is a must-have for anyone who wants to make the most of their experience. It will streamline your earnings and make your life just a little bit simpler, so you can get on with the job at hand – delivering and earning money.
FAQs about the Dasher Direct Card
Is a credit check required to apply for a DasherDirect card?
No credit check is needed; as long as you are a US-based active DoorDash employee in good standing, you can apply for a DasherDirect account, and it won’t impact your credit score in any way.
What are the fees associated with the DasherDirect card?
DasherDirect doesn’t charge any fees for opening or using your card. However, you may incur ATM fees if you use your prepaid card at an out-of-network ATM. With over 20,000 no-fee-ATMs up and down the country, you should be able to find one locally. You can use the DasherDirect app to find ATMs in your area easily.
How quickly can I expect to receive the DasherDirect card?
While it can take up to ten days for the physical card to arrive, you can start using the virtual card as soon as it’s approved. You can use the virtual card to make money transfers and everyday purchases online or send your earnings to your bank account while awaiting your physical card.
Are there any limits on ATM cash withdrawals?
As long as you have the funds in your prepaid debit account, you can make up to five ATM transactions a day (24-hour period), totaling $1000 or 150 transactions a month (30 days) up to $5000 with your prepaid debit card.
Is there an option to add cash deposits?
Yes, if you want to top up your card with cash, this is simple to do. At the app’s bottom menu, tap on ‘deposits’ and then ‘cash deposit,’ and you’ll find local participating merchants that offer cash deposits to DasherDirect. It should be noted as this is done through third parties, there will be a fee levied.
Can I add my DasherDirect Card to Apple Pay?
Yes, you can. You can add your Dasher Direct card to Apple Pay and Google Pay for convenient, secure payments. This especially makes sense while you are waiting for your physical card to arrive.
Is Fast Pay an available option if I use DasherDirect?
No, it’s one or the other; we’d take DasherDirect over Fast Pay any day.